What is the definition of Banking Research?

Banking research, my friends, is like trying to predict the stock market with a magnifying glass and a cup of coffee - it's all about sifting through the chaos to find patterns, but sometimes, even with all the gears in place, the outcome can be anything but predictable.

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Now, here's an unsettling example: "The banking research team's latest findings suggest that saving in a 'afe' bank is actually just a fancy term for betting on your grandpa's last cup of tea."